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ABOUT THE BOOK
          Pradhan Mantri Mudra Yojana was a milestone step in the journey towards
          financial inclusion. After five years of launch, it was felt needed to study the
          perception of the stakeholders i.e., Borrowers and Lenders towards the scheme.
          Survey-based research was conducted to understand the opinion of Borrowers
          and lenders and a pool of information was generated through 221 beneficiary
          and 215 financer responses. The research carried out by the students and faculty
          of DES’s IMDR, generated insights which are shared in the book, which the
          authors believe to be useful to the policy makers as well as other stakeholders.















       CA Sweta Jain                                     Dr. Suraj Kamble

     CA Sweta Jain is a        Dr. Shruti Nagar        Dr. Suraj Chandrakant
     faculty at IMDR. She is a   Dr. Shruti Nagar  is an   Kamble  is  currently
     Postgraduate and NET     Assistant Professor  in   associated as Associate
     qualified in commerce    Accounting and Finance   Professor with DES’s
     and a qualified chartered   at DES’s IMDR  Pune.   IMDR  Pune. He has
     accountant and company   She has Ph.D., MBA       done his  Ph.D, MBA
     secretary. She carries   (Banking & Finance) and   (Marketing and HR) and
     with  her 11 years of    M. Com (Finance), UGC    qualified NET. Currently
     varied  experience  in   (NET) in  her credentials   he is heading Research
     industry and academia.   and teaching experience   and Development cell at
     She has worked with      of 14.5 years in different   IMDR. He has 14  years
     manufacturing MNCs  in   reputed     universities  of blended experience in
     Pune,  has  practiced as  a   across India.       corporate and academics.
     chartered accountant.


    ISBN No : 978-81-950739-6-2
    Published by: DES’ Institute of Management Development and Research (IMDR®),
    Pune. DES Campus, Agarkar Road, Deccan Gymkhana, Pune - 411 004. Printed at
    Navrang Traders, shop no. 23/24, 476, Gurudatta Sahawas Society, Shaniwar Peth, Pune.
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