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ABOUT THE BOOK
Pradhan Mantri Mudra Yojana was a milestone step in the journey towards
financial inclusion. After five years of launch, it was felt needed to study the
perception of the stakeholders i.e., Borrowers and Lenders towards the scheme.
Survey-based research was conducted to understand the opinion of Borrowers
and lenders and a pool of information was generated through 221 beneficiary
and 215 financer responses. The research carried out by the students and faculty
of DES’s IMDR, generated insights which are shared in the book, which the
authors believe to be useful to the policy makers as well as other stakeholders.
CA Sweta Jain Dr. Suraj Kamble
CA Sweta Jain is a Dr. Shruti Nagar Dr. Suraj Chandrakant
faculty at IMDR. She is a Dr. Shruti Nagar is an Kamble is currently
Postgraduate and NET Assistant Professor in associated as Associate
qualified in commerce Accounting and Finance Professor with DES’s
and a qualified chartered at DES’s IMDR Pune. IMDR Pune. He has
accountant and company She has Ph.D., MBA done his Ph.D, MBA
secretary. She carries (Banking & Finance) and (Marketing and HR) and
with her 11 years of M. Com (Finance), UGC qualified NET. Currently
varied experience in (NET) in her credentials he is heading Research
industry and academia. and teaching experience and Development cell at
She has worked with of 14.5 years in different IMDR. He has 14 years
manufacturing MNCs in reputed universities of blended experience in
Pune, has practiced as a across India. corporate and academics.
chartered accountant.
ISBN No : 978-81-950739-6-2
Published by: DES’ Institute of Management Development and Research (IMDR®),
Pune. DES Campus, Agarkar Road, Deccan Gymkhana, Pune - 411 004. Printed at
Navrang Traders, shop no. 23/24, 476, Gurudatta Sahawas Society, Shaniwar Peth, Pune.