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and for the delivery of services and products is an important milestone.
Digital literacy for using digital devices to track bank accounts, staying
safe online and adoption of digital payments to empower entrepreneurs.
Using technology to design products which address the behavioural
habits of entrepreneurs and enable daily small savings. In lieu of the
higher vulnerability of women and exposed to more risks the products
designed for them should have safeguards to protect them. Women
should be digitally and financially empowered to have their individual
bank accounts for managing their finances.
Risk management techniques and use of digital services can create a
stronger ecosystem that enables small businesses to be responsive to the
business environment. A right step --- towards helping the unorganised
sector will contribute to the Indian economy more significantly!

Works Cited
[1]“Aser Report https://img.asercentre.org/docsaser2021finalreport_16.116.
54pm1.pdf.”
[2]“Health Insurance for India’s Missing Middle https://www.niti.gov.in/sites/default/
files/2021-10/HealthInsurance-forIndiasMissingMiddle_28-10-2021.pdf.”
[3]”Impact of COVID-19 Pandemic on the Unorganised Sector ....” 14 Jun. 2020,
https://ecelliitd.wordpress.com/2020/06/14/impact-of-covid-19-pandemic-on-
the-unorganised-sector/.”
[4]”Impact of COVID-19 Pandemic on the Unorganised Sector ....” 14 Jun. 2020,
https://ecelliitd.wordpress.com/2020/06/14/impact-of-covid-19-pandemic-on-
the-unorganised-sector/.”
[5]”Opportunities for Startups in ‘Unorganized Sectors’ in India.” 11 Mar. 2021,
https://www.linkedin.com/pulse/opportunities-startups-unorganized-sectors-
india-vivek-lodha.”
[6]”How to bring India’s unorganised workforce under a robust ....” 14 Jun. 2020,
https://hr.economictimes.indiatimes.com/news/industry/how-to-bring-indias-
unorganised-workforce-under-a-robust-healthcare-framework/76366496.”
[7]ENTREPRENEURIAL ECOSYSTEMS AND GROWTH ORIENTED
ENTREPRENEURSHIP https://www.researchgate.net/publication/260870819_
ENTREPRENEURIAL_ECOSYSTEMS_AND_GROWTH_ORIENTED_
ENTREPRENEURSHIP_Background_paper_prepared_for_the_workshop_
organised_by_the_OECD_LEED_Pro.”
[8]Pandemic, Poverty, and Inequality: Evidence from India.”
[9] Indian Education System – Indian Teachers Need Urgent Upskilling.”
[10]The Economic Times. n.d. “UNORGANISED SECTORS - The Economic Times.”
06 Jan. 2022, https://economictimes.indiatimes.com/topic/unorganised-sectors.”
[11]The print. n.d. “(How India’s informal economy is shrinking, and why that’s
good news in the long term https://theprint.in/ilanomics/how-indias-informal-
economy-is-shrinking-and-why-thats-good-news-in-the-long-term/761659/
n.d.).”
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