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P. 106

Perception Study


                       Table No. 18 - Perception Study
                                                        Strong-
                        Strongly                  Dis-
            Variables             Agree  Neutral         ly Dis-  Total
                         Agree                   agree
                                                         agree
             The el-
            igibility
           criteria for
          application     53      125     27      14       2     221
           of mudra
             loan is
             simple

           The inter-
            est rates
           are afford-    40      120     49      11       1     221
            able for
          small busi-
             nesses
            The doc-
            uments
            required
             for the
            loan ap-
           plications     47      100     50      24       0     221
           are easily
           available /
            manage-
          able by the
           borrowers
          Income tax
            returns
            for last
           two years
            and CA
            certified     44       70     71      27      09     221
           Financials
           has been
           challeng-
           ing for the
           borrowers



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