Page 38 - MUDRA ANUBHAV

Chapter No. 4

STATE WISE PERFORMANCE OF MUDRA LOAN

The Government of India has been introducing
several exclusive schemes for the purpose of
financial inclusion. These schemes aim to provide

social security to the deprived sections of the society.
It primarily aims to include everybody in the society
by giving them basic financial services without any
kind of discrimination. Pradhan Mantri Mudra

Yojana (PMMY) is one of the schemes launched
by Government of India in order to achieve the
goal of financial inclusion. It focuses on providing
reliable financial solutions to the economically

underprivileged sections of the society.

The objective of the present study is to analyze the
performance of Mudra loan in different states of
India. There are three Mudra loan schemes namely
Shishu, Kishor and Tarun has been analyzed. The
period under consideration is for the five years
starting from 2015 – 2020. The base year has been

taken as 2015-16 and the performance of the loan
scheme has been analyzed by taking the value of
year 2015-16 as base. The data has been analyzed
on the basis of number of accounts opened under
these three loan schemes and the disbursement
made in the period of five years. The data has been
obtained from the official website of Mudra.

24