Page 34 - MUDRA ANUBHAV

Chapter No.3

RESEARCH METHODOLOGY

Introduction

Pradhan Mantri MUDRA Yojana (PMMY) is a scheme
launched for providing loans up to 10 lakhs to the
non-corporate, non-farm small/micro enterprises.

These loans are classified as MUDRA loans under
PMMY. These loans are given by Commercial
Banks, RRBs, Small Finance Banks, MFIs and
NBFCs. Under the aegis of PMMY, MUDRA has

created three products namely ‘Shishu’, ‘Kishore’
and ‘Tarun’ to signify the stage of growth /
development and funding needs of the beneficiary
micro unit / entrepreneur and also provide a

reference point for the next phase of graduation
/ growth. MUDRA scheme is a dream project of
Indian Govt. to promote the entrepreneurship
among the Indian youth so that they can become

the job creator instead of job seeker.

According to the provision data shared by MUDRA
Bank on November 13, 2020, under this scheme
Number of loans sanctioned under PMMY is

154420470, the amount sanctioned under this
scheme is Rs.98916,65 crores, amount disbursed
is Rs.91936.62 crores.

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