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Rs 2.12 lakh crore in 2017-18. In the present study
it is found that majority (86%) of the beneficiaries
have taken Mudra loan from Commercial Banks,
very insignificant disbursement of Mudra loan has
been done through Regional rural Banks, NBFCs
and Micro finance institutions (Figure No. 19).
Figure No.19 Lenders.
The public sector banks have played a vital role
in making people aware about PMMY, aim was to
financially support non-corporate small borrowers
and for income-generating activities in the non-
farm segment through Mudra Loan. It has been
observed that majority (94%) of the beneficiaries
have availed the loan once whereas just 6% of the
beneficiaries have taken Mudra loan twice (Figure
No. 20).
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