Page 66 - MUDRA ANUBHAV

the majority of the beneficiaries are from general
category (71%), instead a specific category, the
small businessmen irrespective of their caste and

category based on their financial requirement and
available documentation are applying for the loan
Figure No. 12 – Category.

It is found that 51 % of the beneficiaries have

their firm as a licensed MSME whereas 49 % don’t
(Figure No. 13). The majority (48%) are small firms,
followed by 37% are micro enterprises (Figure No.
15). Among the respondents, 45% beneficiaries

are from sub-urban area whereas 41% are from
urban area (Figure No. 14). There is insignificant
representation from rural area when it comes to
mudra loan beneficiaries. It shows that there is

need to tap the rural area and organize awareness
program to make people aware about the benefits
of PMMY

52