Page 61 - MUDRA ANUBHAV
P. 61

In the present study, an attempt has been made
            to  understand  the  perception  of  the  beneficiaries
            who have taken loan under PMMY. The perception

            of beneficiaries of PMMY has been studied on the
            basis of demographic information,  type of loan
            taken, purpose, awareness, attitude, required
            documentation, processing time,  ease of  taking

            loan, repayment, and recommendation. The
            questionnaire was designed and distributed
            among  the  respondents  who  are  beneficiaries  of
            PMMY. The responses have been received from 221

            respondents.  The  respondents  where  from  Pune
            city of Maharashtra only.

            Based on the collected data about the sectors
            covered during the study, major sectors were

            manufacturing,  service,  education,  finance  and
            others.  The  respondents  or  the  beneficiaries  of
            this PMMY scheme being covered under this study
            are engaged in  different business activities  such

            as  stationery shops  , food courts , groceries ,
            flour  mills  ,  tiffin  services  ,dairy  farming  ,  ice-
            cream parlours ,food catering, vegetable and fruit
            vendors, bakery products , snacks and beverages

            ,papad  &  pickles  udyog,    Gomay  products  and
            Religious  products,   plumbing and electricians,
            printing/ photography, beauty parlours, hair
            dressers, readymade garments for men, women  &

            kids, tailoring, bag manufacturing, clothes washing
            and  dry cleaning, car washing, vehicle repairing,


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