Page 75 - MUDRA ANUBHAV

I found Strongly 43 19%
Mudra Card Agree
(Debit card) Agree 92 42%
to be very
9 useful for Neutral 63 29% 3.67
getting hassle Disagree 15 7%
free credit in Strongly Dis-
flexible man- agree 8 4%
ner
Strongly 51 23%
Agree
Overall docu- Agree 106 48%
mentation is
10 Neutral 46 21% 3.86
easily man-
ageable Disagree 17 8%
Strongly Dis- 1 0%
agree

The majority of the beneficiaries of Mudra loan
have shown their agreement on simplicity of

eligibility criteria for application of mudra loan, the
affordability of interest rates for small businesses,
easy availability of documents required for the
loan applications by the borrowers , the lender
has not insisted on collateral security, the mode of

repayment is flexible as well as affordable, finding
Mudra Card (Debit card) to be very useful for getting
hassle free credit in flexible manner and overall

documentation is easily manageable which is also
supported by mean value 3.96 , 3.85 , 3.77 , 3.61,
3.92, 3.95, 3.67 and 3.86 respectively.

The beneficiaries have neutral agreement over

the consideration that Income tax returns for last

61