Page 74 - MUDRA ANUBHAV

Income tax Strongly 44 20%
returns for Agree
last two Agree 70 32%
years and
4 CA certified Neutral 71 32% 3.51
Financials Disagree 27 12%
has been Strongly Dis-
challenge for agree 9 4%
the borrowers
Strongly 30 14%
Agree
Lender has Agree 89 40%
not insisted
5 Neutral 61 28% 3.45
on margin
contribution. Disagree 33 15%
Strongly Dis- 8 4%
agree
Strongly 53 24%
Agree
Lender has Agree 87 39%
not insisted
6 Neutral 31 14% 3.61
on collateral
security. Disagree 42 19%
Strongly Dis- 8 4%
agree
Strongly 51 23%
Agree
The mode of Agree 118 53%
7 repayment is Neutral 40 18% 3.92
flexible Disagree 8 4%
Strongly Dis- 4 2%
agree
Strongly 45 20%
Agree

The mode of Agree 137 62%
8 repayment is Neutral 25 11% 3.95
affordable Disagree 10 5%
Strongly Dis- 4 2%
agree

60