Page 76 - MUDRA ANUBHAV

two years and CA certified Financials has been
challenge for the borrowers, similarly they are
somewhat agreed with the requirement of margin

contribution.

The study shows that majority of the respondents
are accepting that the documentation required
for Mudra Loan is comparatively be arranged

easily by the small businesses. The overall
documentation impact is positive which is not
acting as any hindrance for a small business units
or entrepreneurs for applying for Mudra Loan.

Procedural Impact: Perception Study
towards Loan Sanctioning Procedure

The perception of the Mudra Loan beneficiaries
towards the ease of loan procedure has been
identified with the help of Five point Likert scale with

the corresponding scores ranging from Most Easy
(5) to Most Difficult (1). With a motive to identify
the perception of beneficiaries towards difficulty in
loan sanctioning procedure seven constructs have

been considered. The responses of the respondents
have been summarized in the (Table. No 8).

It exhibits the levels of agreement for each of the
construct along with the frequency and percentage

of responses to each of the levels. Mean score has
been computed for each construct on a five-point
scale.

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