Page 77 - MUDRA ANUBHAV

Table No. 8 : Difficulty Level assessment at the
time of borrowing :

Perception Study towards Loan Procedure

Respons- Mean
Level of
S. es Score
No Construct Agree- Frequen-
ment % (x̅)
cy
Most Diffi- 1 0%
Procedure for cult
taking Shi- Difficult 18 8%
1 shu loan and Neutral 36 16% 3.9
documenta-
tion required Easy 113 51%
Most Easy 53 24%
Most Diffi- 0 0%
Procedure for cult
taking Kishor Difficult 29 13%
2 loan and doc- Neutral 66 30% 3.28
umentation
required Easy 112 51%
Most Easy 4 2%
Most Diffi-
Procedure for cult 11 5%
taking Ta- Difficult 54 24%
3 run loan and Neutral 71 32% 3.1
documenta-
tion required Easy 71 32%
Most Easy 14 6%
Most Diffi- 12 5%
cult

Approval of Difficult 27 12%
4 3.33
the loan Neutral 77 35%
Easy 85 38%
Most Easy 20 9%

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