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Demography of the Borrower as per Lender
PMMY is aimed to provide financial support to
Non corporate, non-farm borrowers owning small
businesses in Manufacturing, service, retail, Agri
sectors. The research tried to understand that
which of the business sector is currently making
good use of the scheme designed for them. The
respondents from financial institutions were asked
to share their experience in terms of sector of
business to which majority borrowers belong.
The Study revealed that majority of these borrowers
belong to the Social/ Personal service – Salons/
Gymnasium/Boutique/Tailoring (110), followed
by Food Sector (94), Agricultural allied sector
(76), Community service sector – Medicine Shops/
Courier agents/Repair shops (73). A small number
of borrowers belong to the transportation (37) and
other categories (25) (Figure No. 23).
Figure No. 23 - Borrowers Category
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