Page 91 - MUDRA ANUBHAV

Figure No. 27 – Most demanded Loan category

62.2%

21.4%

15.8%

While lending financial support, financial
institutions always try to understand the need and

the planned use of funds. The respondents were
asked to share that according to them what was the
most common purpose of borrowing. This question
will help to understand that for what purpose,

most businesses face the financial challenge.
Majority (70.70%) of the respondents shared that
according to them the borrowers availed loan for
the overall business needs, which may include the

capital expenses as well as running costs involved
in a business. Significant respondents (23.30%)
also reported working capital loan to be a common
reason for availing MUDRA finance. (Figure No. 28)

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